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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.directcapital.co.nz/about</loc>
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    <lastmod>2025-12-02</lastmod>
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      <image:title>About</image:title>
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    <image:image>
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      <image:title>About</image:title>
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  </url>
  <url>
    <loc>https://www.directcapital.co.nz/gallery-reasons</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-06-21</lastmod>
    <image:image>
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      <image:title>Gallery Reasons - GROWTH</image:title>
      <image:caption>Expand a business to its full potential</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1498085104114-Y499FC9G845PRITARKVS/DC-Icon-growth.png</image:loc>
      <image:title>Gallery Reasons - GROWTH</image:title>
      <image:caption>Expand a business to its full potential</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1498085104700-HPCLNPHEOKANAIWZD1CV/DC-Icon-selling.png</image:loc>
      <image:title>Gallery Reasons - SELLING</image:title>
      <image:caption>Prepare a business for full or partial sale.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1498085103502-4NXGLXPVMVEF6LCRJGO9/DC-Icon-acquisition.png</image:loc>
      <image:title>Gallery Reasons - ACQUISITIONS</image:title>
      <image:caption>Be ready to make sensible acquisitions</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1498085104304-RP2S084WQKM42GC6SHEK/DC-Icon-ownership.png</image:loc>
      <image:title>Gallery Reasons - OWNERSHIP</image:title>
      <image:caption>Free up the ability to enable shareholder changes</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1498085103907-ARATKUYHSZVW38YFJ0O5/DC-Icon-expansion.png</image:loc>
      <image:title>Gallery Reasons - EXPANSION</image:title>
      <image:caption>Use our international expertise to expand offshore</image:caption>
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  </url>
  <url>
    <loc>https://www.directcapital.co.nz/gallery-team</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-02-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1688012799209-PI6Y32VS5AH0MIHIJ4P8/square+-+Nick.jpg</image:loc>
      <image:title>Gallery Team - Paddy Carter (BCom, LLB Hons)</image:title>
      <image:caption>Investment Manager Paddy joined Direct Capital in 2023, following two years at PwC working in Corporate Finance advisory. He has experience in M&amp;A, valuation, financial modelling and due diligence. Paddy's role includes assisting with the evaluation of investment opportunities, transaction execution, research and investee company support.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1688012799209-PI6Y32VS5AH0MIHIJ4P8/square+-+Nick.jpg</image:loc>
      <image:title>Gallery Team - Paddy Carter (BCom, LLB Hons)</image:title>
      <image:caption>Investment Manager Paddy joined Direct Capital in 2023, following two years at PwC working in Corporate Finance advisory. He has experience in M&amp;A, valuation, financial modelling and due diligence. Paddy's role includes assisting with the evaluation of investment opportunities, transaction execution, research and investee company support.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Gallery Team - ROSALIE CONROY (BCOM, CA)</image:title>
      <image:caption>Head of Finance &amp; ESG. Rosalie joined Direct Capital in January 2018 as Finance Manager. Rosalie is a Chartered Accountant with ten years experience in accounting roles.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1623973630672-QP52HYKB36H1M46DFAH7/Hugh+Cotterill+-+10158_100.jpg</image:loc>
      <image:title>Gallery Team - Hugh Cotterill (MBA, BCom)</image:title>
      <image:caption>Managing Partner Hugh joined Direct Capital in August 2019 with the role of sourcing and executing new investment opportunities. Prior to Direct Capital, Hugh was a Partner at Cameron Partners investment bank, where he acted for international and domestic companies on M&amp;A transactions. He has 25 years’ experience in the New Zealand financial markets – with previous roles at Bankers Trust and Deutsche Bank. Hugh has an MBA from Cambridge University and a BCom in Accounting and Finance from the University of Canterbury. Hugh is currently a director of Wet &amp; Forget, TR Group, AS Colour and Active Refrigeration.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Gallery Team - BEN CROSLAND (BPROP, BCOM HONS)</image:title>
      <image:caption>Investment Manager Ben joined Direct Capital in 2023. Prior to joining, Ben worked in Investment Banking at UBS where he gained experience in M&amp;A and corporate advisory. At Direct Capital, Ben's responsibilities include evaluating investment opportunities, executing transactions, conducting research, and providing support to investee companies.</image:caption>
    </image:image>
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      <image:title>Gallery Team - Andrew Frankham (BCom)</image:title>
      <image:caption>Partner &amp; CFO Andrew joined Direct Capital in January 2010 after five years employed as Group Finance Manager for an Auckland private equity expansion investor. Andrew is responsible for all aspects of investment structuring, financial reporting, tax &amp; compliance and investor relations. A past chair of New Zealand Private Capital, Andrew served on the Council for nine years.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Gallery Team - Rosalie Conroy (BBus, CA)</image:title>
      <image:caption>Head of Finance &amp; ESG Rosalie joined Direct Capital in January 2018. Rosalie is a Chartered Accountant with over 10 years experience in finance and accounting roles.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1623973144328-3EUHO6IXC28WWICIGNXS/TeamRGeorge.jpg</image:loc>
      <image:title>Gallery Team - Ross George (LLB)</image:title>
      <image:caption>Executive Chair Ross has been in the private equity industry since 1985. He established Direct Capital in 1994 following his return from Hong Kong where he had been a director and shareholder of the BKW Group, a Hong Kong based private equity firm. Ross has primary responsibility for developing and managing the firm's relationships and he currently holds directorships with Bayleys Real Estate, Caci Group, and Mondiale VGL.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1768868247038-3E2W1KZ8H23PKYBXCBR3/square+-+Nick.jpg</image:loc>
      <image:title>Gallery Team - Sam Gouverneur (BCOM, MFINC, CFA)</image:title>
      <image:caption>Investment Analyst Sam joined Direct Capital in 2025 as an Investment Analyst. His role includes assisting with the evaluation of investment opportunities, transaction execution, research, and investee company support. Prior to Direct Capital, he worked across a range of M&amp;A, valuation and financial modelling engagements at Deloitte.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Gallery Team - Freddy Greenslade (BCom, CFA)</image:title>
      <image:caption>Investment Director Freddy joined Direct Capital in 2017, following over three years at PwC working across Corporate Finance and Corporate Treasury advisory. He has experience in M&amp;A, valuation, financial modelling, business strategy, and financial markets. His principal roles at Direct Capital include assisting with investment opportunities, transaction execution, research and supporting investee companies. Freddy is currently an observer on the boards of TR Group and Fusion.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1671567788123-33UKIA7GA3Z8V435A689/image-asset.jpeg</image:loc>
      <image:title>Gallery Team - Chris Hickey (BCom, CA, CFA, LLB)</image:title>
      <image:caption>Investment Director Chris joined Direct Capital in 2017 and his role includes the assessment of investment opportunities, transaction execution and providing support to investee companies. Prior to joining Direct Capital, Chris was a Manager in Corporate Finance at Deloitte.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1769479947130-OSU4SJZV7JIE859EKCC0/TeamFGreenslade.jpg</image:loc>
      <image:title>Gallery Team - KIRSTY KEEN (B.COMM)</image:title>
      <image:caption>Finance Executive Kirsty joined Direct Capital in 2006 as Finance Executive. She has supported NZ private equity for several years and formerly worked in London at Merryl Lynch and Credit Suisse and spent 2 years working in the Turks and Caicos Islands.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1758599235655-M44G5T2XDC3DPU16U4A7/image-asset.jpeg</image:loc>
      <image:title>Gallery Team - Heath Kerr</image:title>
      <image:caption>Managing Partner Heath joined Direct Capital in 2013. He has more than 25 years' experience in investment banking and private equity in both New Zeand and Australia. Heath is currently a director of Beca Group, Mondiale VGL Group, and Hiway Group. Heath previously served on the boards of Caci Group, Marvel Packers, Exact Radiology, Hiway Stabilizers and Transaction Services Group. Prior to his role at Direct Capital, Heath was a partner at Greenstone Partners in Sydney, and he also worked at Credit Suisse / First NZ Capital and PwC in New Zealand.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1623973530681-KL1JN38G19H3C425XPY6/TeamGLonergan.jpg</image:loc>
      <image:title>Gallery Team - Gavin Lonergan (BBus, CA)</image:title>
      <image:caption>Non-Executive Director Gavin is a non-executive director of Direct Capital following his 28-year career with the firm.  He is a current board member of portfolio company, Qestral Corporation and is a trustee on the Woolf Fisher Trust, a philanthropic trust funding the advancement of science and education in New Zealand.  Gavin served on a number of boards during his career with Direct Capital and is a past chair of the New Zealand Private Capital Association.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Gallery Team - Bernadetha Notoprodjo</image:title>
      <image:caption>Assistant Accountant Bernadetha joined Direct Capital in 2024. Her role includes supporting the finance team across fund reporting, compliance, and investor relations.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1688013056617-3I9QU79J3AQDJT1KJVO9/Eilis+Howett.jpg</image:loc>
      <image:title>Gallery Team - Alida Raubenheimer-Coetzer</image:title>
      <image:caption>Business Support Manager Alida joined Direct Capital in 2022 as Business Support Manger and brings a high standard of support to the team. She is often the person you will speak with first when making contact with our office.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1623973724648-4C1812SIHN2WAEWAC4OX/Madeline+Rogers+G379-517+linkedin.JPG</image:loc>
      <image:title>Gallery Team - Madeline Rogers (BCOM, MFINC)</image:title>
      <image:caption>Associate Director Madeline joined Direct Capital in 2019. Her role includes assisting with the evaluation of investment opportunities, transaction execution, research and investee company support. Madeline is currently a director of Caci Group. Prior to Direct Capital, she worked across a range of M&amp;A, valuation, financial modelling and strategy engagements at Goldman Sachs, PwC and Deloitte.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Gallery Team - Emma Spear (BCom, CA)</image:title>
      <image:caption>Investment Director Emma joined Direct Capital in 2023, following over ten years in M&amp;A roles at KPMG and Highstead Partners (in the UK). Her principal roles at Direct Capital include assisting with investment opportunities, transaction execution, research and supporting investee companies. She is a director of Wet &amp; Forget.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Gallery Team - Chris Wills (BCom, LLB, CFA)</image:title>
      <image:caption>Partner Chris joined Direct Capital in 2013. His roles include sourcing, evaluating and executing investment opportunities, and supporting existing portfolio companies. He is currently a director of AS Colour and Active Refrigeration, and an observer on the board of Qestral Corporation. Chris also serves as a Council Member of New Zealand Private Capital.</image:caption>
    </image:image>
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      <image:title>Gallery Team - Rosalie Conroy (BCom)</image:title>
      <image:caption>Finance Manager Rosalie joined Direct Capital in January 2018 as Finance Manager. Prior to joining Direct Capital Rosalie was a management accountant working with start-ups and high growth companies, and has previously held accounting roles in Chartered Accountant firms.   </image:caption>
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      <image:title>Gallery Team - Jonathan Wong (BCom, LLB Hons)</image:title>
      <image:caption>Partner Jonathan joined the firm in 2017, and his role is to source, evaluate and execute new investment opportunities. Prior to joining Direct Capital, Jonathan spent six years in the London office of Global Infrastructure Partners, a global private equity firm specialising in infrastructure investments. He is currently a director of Hiway Group and an alternate on the board of Fusion. He was previously a director of PF Olsen, Marvel Packers and Exact Radiology.</image:caption>
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      <image:title>Eftpos</image:title>
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    <loc>https://www.directcapital.co.nz/fishpond</loc>
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      <image:title>Fishpond</image:title>
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    <loc>https://www.directcapital.co.nz/express</loc>
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    <lastmod>2017-08-24</lastmod>
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      <image:title>Express Logistics</image:title>
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    <loc>https://www.directcapital.co.nz/go-bus</loc>
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    <lastmod>2023-04-18</lastmod>
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      <image:title>Go Bus</image:title>
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    <loc>https://www.directcapital.co.nz/new-zealand-king-salmon</loc>
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    <lastmod>2017-08-24</lastmod>
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      <image:title>New Zealand King Salmon</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/transaction-services</loc>
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    <lastmod>2017-08-25</lastmod>
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      <image:title>Transaction Services</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/ezibuy</loc>
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    <priority>0.75</priority>
    <lastmod>2017-08-24</lastmod>
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      <image:title>Ezibuy</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/robinhood</loc>
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    <lastmod>2017-08-25</lastmod>
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      <image:title>Robinhood</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/innovair</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-08-28</lastmod>
    <image:image>
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      <image:title>Innovair</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/airwork</loc>
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    <priority>0.75</priority>
    <lastmod>2017-08-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1503543299265-0AN85U4C6D8BWFLM9UJ9/Airwork.jpg</image:loc>
      <image:title>Airwork</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/nzp</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-08-24</lastmod>
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      <image:title>NZP</image:title>
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  </url>
  <url>
    <loc>https://www.directcapital.co.nz/triton</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-08-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1503631829877-7CWNROOHLQ3QC6L7GY5E/Triton.jpg</image:loc>
      <image:title>Triton</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/moore</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-08-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1503550361741-7EP1KCSMP3WK97EZ2VOM/Moore.jpg</image:loc>
      <image:title>Moore</image:title>
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  </url>
  <url>
    <loc>https://www.directcapital.co.nz/hiway-group</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-07-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/a13b3f5d-496b-496c-82f2-9911bb6c6c15/2024-07+New+HIWAY+logo.png</image:loc>
      <image:title>Hiway Group</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/rodd-gunn</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-08-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1503629507253-TYANMOG6V0KUS6X2SK0I/Rodd+%26+Gunn.jpg</image:loc>
      <image:title>Rodd &amp; Gunn</image:title>
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  </url>
  <url>
    <loc>https://www.directcapital.co.nz/scales</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-08-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1503629901810-CDXXQ192C1WAFCQY461D/Scales.jpg</image:loc>
      <image:title>Scales</image:title>
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  </url>
  <url>
    <loc>https://www.directcapital.co.nz/pf-olsen</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-04-18</lastmod>
    <image:image>
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      <image:title>PF Olsen</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/nobilo</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-08-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1503550563295-S0TCJPBAFJBA8ZGYYZMB/Nobilo.jpg</image:loc>
      <image:title>Nobilo</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/palliser</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-08-25</lastmod>
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      <image:title>Palliser</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/george-h</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-08-05</lastmod>
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      <image:title>George H</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/pc-direct</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-08-25</lastmod>
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      <image:title>PC Direct</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/perpetual-guardian</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-04</lastmod>
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      <image:title>Perpetual Guardian</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/as-colour</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-08-30</lastmod>
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      <image:title>AS Colour</image:title>
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  </url>
  <url>
    <loc>https://www.directcapital.co.nz/marvel</loc>
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    <lastmod>2019-01-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1543956762171-3C7QRO2VT5VFPZQBK76L/marvel.jpg</image:loc>
      <image:title>Marvel</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/our-fundsx</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-07-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1498175193811-4UJAO53ZRGC3QHI5R907/Banner1.jpg</image:loc>
      <image:title>Our Fundsx</image:title>
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  </url>
  <url>
    <loc>https://www.directcapital.co.nz/exact-radiology-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-08-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1543956293664-CQG9ZVWSURKZWGBEVVQJ/exact+logo.png</image:loc>
      <image:title>Exact Radiology</image:title>
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  </url>
  <url>
    <loc>https://www.directcapital.co.nz/qestral-corporation</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1550184431990-9JKPSP8AS4ZFRBDAGDZ6/Qestral_Corp_masterlogo.png</image:loc>
      <image:title>Qestral Corporation</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/beca</loc>
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    <priority>0.75</priority>
    <lastmod>2019-03-24</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1553461829103-EXIXZ5P2X2U3G3F9OF5Y/Beca.png</image:loc>
      <image:title>BECA</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/caci</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-07-02</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1593119078728-Z6J6KZWACSCBFAFO2HMR/Caci+Logo.jpg</image:loc>
      <image:title>Caci</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/tr-group</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-10-03</lastmod>
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      <image:title>TR Group</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/our-funds</loc>
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    <priority>0.75</priority>
    <lastmod>2020-07-28</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1498175193811-4UJAO53ZRGC3QHI5R907/Banner1.jpg</image:loc>
      <image:title>Our Funds (CW edit)</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/mondiale</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-06-22</lastmod>
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      <image:title>Mondiale</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/fusion</loc>
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    <priority>0.75</priority>
    <lastmod>2025-01-15</lastmod>
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      <image:title>POP Holdings</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/wetandforget</loc>
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    <priority>0.75</priority>
    <lastmod>2024-04-23</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/cd27d8d2-35ec-482d-8410-30f51e36a8fc/WetandForget-logo_1200x300_2024.png</image:loc>
      <image:title>Wet &amp; Forget</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/30-years</loc>
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    <priority>0.75</priority>
    <lastmod>2024-10-04</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1727900776278-HWYQMR0CVBMY59ENG4VH/AKL.jpg</image:loc>
      <image:title>30 Years</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/470d7bfb-fec1-442f-8386-9f02322923c8/30YRS.png</image:loc>
      <image:title>30 Years - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.directcapital.co.nz/activerefrigeration</loc>
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    <lastmod>2025-02-25</lastmod>
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      <image:title>Active Refrigeration Group</image:title>
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  <url>
    <loc>https://www.directcapital.co.nz/contact-us-jan</loc>
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    <lastmod>2025-12-16</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/594061c8bebafb712e259669/1503962238874-WIV97FWB3V5H9OJ9Q7A7/Banner3.jpg</image:loc>
      <image:title>Contact Us (Jan)</image:title>
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</urlset>

